As of 2026, in Forest-Hills county, part of Kent, MI, the FHA loan limits are $356,362 for a single-family home. For properties with two units, the limit is $456,275, while it's $551,500 for three units, and $685,400 for four-unit buildings.
The top loan amounts for conventional loans on a single-family dwelling stand at $548,250. For two-unit residences, the limit is $702,000, for three-unit properties it's $848,500, and for four units, it reaches $1,054,500.
Utilize our FHA calculator to uncover today’s leading FHA rates. It helps evaluate the necessary down payment, income criteria, credit requirements, reserves, and the documents needed to qualify.
The Lendersa® calculator allows comparisons between FHA loan rates and terms and those of other loan programs. Dive into detailed comparisons across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
By aggregating data from thousands of lenders, Lendersa® conducts rapid comparisons against your unique financial status and needs.
For 2026, the Loan Limits Comparison Table for Forest-Hills county of Kent, MI delineates maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. For insights into qualification criteria such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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