In 2026, the FHA loan limit for Midland within Midland, MI is $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amount is $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
See today’s best rates using our FHA calculator and determine required downpayment, income, credit, reserves, and necessary documents to qualify.
Lendersa® calculator allows comparisons between FHA rates and terms and all other loan programs. Investigate options from FHA to Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers data from thousands of lenders and aligns it with your distinct financial profile.
In 2026, the Loan Limits Comparison Table in Midland, part of Midland, MI, details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate the qualifications, including income, reserves, and credit, using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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