In the year 2026, the FHA loan limits for Madison-Heights county located in Oakland, MI are set at $356,362 for single-family homes, $456,275 for two-unit homes, $551,500 for three-unit properties, and $685,400 for four-unit properties.
When it comes to conventional loans, the highest loan amount available for a single-family home is $548,250. For two-unit residences, the limit is $702,000, three-unit homes are capped at $848,500, and four-unit homes have a limit of $1,054,500.
Utilize our FHA calculator to discover today's most competitive FHA rates and assess the required down payment, as well as the income, credit score, reserve amounts, and documentation necessary for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of various other loan programs. You can explore and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® collects loan program information from numerous lenders and swiftly compares it to your personal financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Madison-Heights county of Oakland, MI provides a comparison of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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