For the year 2026, in the county of Ottawa within Holland, MI, the FHA loan limits are: $472,030 for a single-family residence, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
Conventional loan maximums for a single-family home are set at $726,200, increasing to $929,850 for two-unit dwellings, $1,123,900 for three-unit properties, and $1,396,800 for four-unit homes.
Take advantage of our FHA calculator to check the most current FHA rates and ascertain the necessary downpayment, income, credit rating, reserves, and documents required to meet qualifications.
Utilize the Lendersa® calculator to assess FHA rates and terms in comparison with those from other loan programs. Conduct comparisons between FHA and other types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® offers rapid access to loan program data from a vast number of lenders, which is then quickly aligned with your financial profile.
The Loan Limits Comparison Table for 2026 in the county of Ottawa in Holland, MI, details the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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