In 2026, the FHA loan limits in Ionia county, Ionia, MI, are $472,030 for a single-family home. For two-unit homes, it rises to $604,400, for three units, it's $730,525, and for four-unit properties, it reaches $907,900. These limits fit various residential configurations.
The maximum amount for conventional loans on a single-family house is $726,200. For two-unit residencies, it is $929,850, for three units, it extends to $1,123,900, and for four units, it stands at $1,396,800.
Use our FHA calculator to find today’s top FHA rates, along with the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® accesses data from thousands of lenders to quickly tailor comparisons to your financial profile and personal needs.
The Loan Limits Comparison Table for 2026 in Ionia county, Ionia, MI, showcases maximums for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Assess requirements such as income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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