In 2025, FHA loan limits in Portage of Kalamazoo, MI are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for homes with four units.
The conventional loan limits for a single-family residence are $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit dwellings.
Use our FHA calculator for today’s best rates and to find out the necessary downpayment, income, credit score, reserves, and documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Check out options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly compares data from thousands of lenders with your unique financial profile.
In 2025, the Loan Limits Comparison Table for Portage in Kalamazoo, MI shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualifications like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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