As of 2025, the FHA loan ceiling in Kalamazoo county, which encompasses Westwood in the state of MI, is set at $472,030 for a single-family dwelling. For two-unit properties, the limit is $604,400, whereas three-unit buildings have a cap of $730,525. Four-unit properties may borrow up to $907,900.
Concerning conventional loans, the maximum sum for single-family homes is $726,200. For properties with two units, the cap stands at $929,850. In contrast, loans for three units are capped at $1,123,900 and for four units, the limit reaches $1,396,800.
Our FHA calculator allows you to view the most favorable FHA rates currently available. You can also calculate the required down payment and check what income, credit score, reserves, and documentation are necessary for qualification.
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The Lendersa® calculator is a robust tool for comparing FHA rates and terms against various other loan programs. Additionally, you can explore and evaluate conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA offerings.
Lendersa® harnesses data from thousands of lenders, quickly matching it to your personal financial details to deliver tailored comparisons that fit your unique profile and requirements.
Access the Loan Limits Comparison Table for 2025 in Westwood, Kalamazoo county, MI. This table provides insights into loan maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For digging deeper into qualification criteria such as income levels, reserves, and credit scores, try Lendersa® Super Loan Integrated Qualifier (SLIQ™), designed for an in-depth analysis of loan eligibility requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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