In 2026, the FHA loan limit in Northville county, Wayne, MI, is $472,030 for a single-family residence. For two units, the limit is $604,400, for three units it is $730,525, and for four units, the maximum is $907,900.
The conventional loan cap for a single-family home is $726,200. It increases to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator provides today’s best FHA rates, helping you assess required downpayments, income, credit, reserves, and documents necessary for qualifying.
The Lendersa® calculator lets you compare FHA rates and terms with other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders to provide quick, tailored comparisons to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Northville, Wayne, MI, gives an overview of maximum amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification details like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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