2026 FHA Loan Limits for Warren, Macomb County, Michigan

For 2026, the FHA loan limits in Macomb county of Warren, MI, are set at $472,030 for a single-family house, $604,400 when it comes to 2-units, $730,525 for 3-unit homes, and $907,900 applicable to properties with 4 units.

The highest loan limits of conventional mortgages for a single-family dwelling reach $726,200. For 2 units, the maximum is $929,850, for 3-unit homes it is $1,123,900, and for 4-unit residences, the maximum amount allowed is $1,396,800.

Make use of our FHA calculator to find the current optimal FHA rates and discover what down payment, income proof, credit requirements, reserves, and documentation are essential for qualification.

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Assess your loan alternatives in Warren, MI

The Lendersa® calculator assists you in comparing FHA rates and conditions with various other loan types. Delve into and assess Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® obtains loan data from thousands of lenders and rapidly compares it to your distinct financial profile and requirements.

Explore the Loan Limits Comparison Table for 2026 in Warren county of Macomb, MI, featuring all prevailing loan types like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money Maximum Loan Amounts. For detailed comparison of qualification criteria such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Warren county of Macomb, MI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Warren FHA Lenders

  • Extra Credit Union
  • 6611 Chicago Road, Warren, MI, 48092
  • Lends in Michigan
  • Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.

  • THE LOCAL Credit Union
  • 39139 Mound Road, Sterling Heights, MI, 48310
  • Lends in Michigan
  • THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.

    THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.

  • JBG Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.

  • Xperience Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.

  • Haven Mortgage Group
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.

  • Lake Pointe Mortgage, L.L.C
  • 27735 Jefferson Ave, Saint Clair Shores, MI, 48081
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.

  • National Mortgage Home Loans LLC
  • 637 East Big Beaver, Suite 213, Troy, MI, 48083
  • Lends in Michigan
  • The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!

  • Reliance Financial Group Inc
  • 3501 Rochester Road, Troy, MI, 48083
  • Lends in Michigan
  • Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.

  • Towne Mortgage Company
  • 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083
  • Lends in Michigan
  • "The Towne Mortgage family of companies'​ mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring!
    Headquartered in Troy, Michigan with over 30 years of experience,"

  • C 4 D Mortgage Company LLC
  • 100 E Big Beaver Rd, Suite 940, Troy, MI, 48083
  • Lends in Michigan
  • C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.