As of 2026, the FHA loan limits in Roseville within the county of Macomb, MI, are structured as follows: $472,030 for a single-family residence, $604,400 for two units, $730,525 for three units, and $907,900 for properties with four units.
For conventional loans, the maximum amount allowed for a single-family home is $726,200. In comparison, the limits increase to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for homes with four units.
Employ our FHA calculator to find today’s best FHA rates and ascertain the needed downpayment, credit standards, income requirements, reserves, and qualifying documents.
Lendersa® calculator is designed to help you compare FHA rates and terms with those of other loan programs, allowing for detailed exploration and comparison of options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, in conjunction with FHA.
Lendersa® swiftly aggregates loan program information from thousands of lenders and efficiently contrasts it with your specific financial circumstances and needs.
The 2026 Loan Limits Comparison Table for Roseville county in Macomb, MI, provides a comprehensive comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For qualification requirement comparisons, including income, reserves, and credit standards, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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