For 2026, FHA loan limits in Wayland, Allegan, MI are set at $472,030 for a single-family home, rising to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum loan amount for conventional loans on a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and reaching $1,396,800 for four units.
Utilize our FHA calculator to explore today’s best FHA rates and assess the necessary downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders to provide quick comparisons tailored to your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Wayland county, Allegan, MI, provides detailed insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate eligibility criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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