In 2025, the FHA loan limit in Williamston, Ingham, MI is $472,030 for a single-family home. This limit increases to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amount for a single-family residence is $726,200, reaching $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
Use our FHA calculator to discover today’s most competitive FHA rates and to calculate the necessary downpayment, income, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® utilizes data from thousands of lenders to provide rapid comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Williamston, Ingham, MI, offers a comprehensive review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
