As of 2026, the FHA loan limit in Okemos county of Ingham, MI, is established at $472,030 for a single-family home. For residences with two units, it's set at $604,400; for those with three units, the limit is $730,525; and for four-unit homes, it reaches $907,900.
The peak amount for conventional loans on a single-family home is $726,200. This extends to $929,850 for two-unit dwellings, $1,123,900 for three-unit properties, and $1,396,800 for residences with four units.
Use our FHA calculator to access today’s top FHA rates and determine the necessary downpayment, income, credit reserves, and documentation needed for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms against a wide range of other loan programs. Look into various options, including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, alongside FHA offerings.
Lendersa® swiftly collects data from thousands of lenders and contrasts it with your specific financial profile and needs, delivering customized insights.
For 2026, the Loan Limits Comparison Table in Okemos county within Ingham, MI, provides an overview of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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