2026 FHA Loan Limits for Benson, Swift County, Minnesota

In 2026, the FHA loan limits in Benson county of Swift, MN are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit homes.

The maximum limits for conventional loans on a single-family residence stand at $726,200. For two-unit structures it is $929,850, for three-unit properties $1,123,900, and for four units, $1,396,800.

Use our FHA calculator to check today’s best FHA rates and determine the down payment, income, credit requirements, reserves, and documentation needed for qualification.

Examine loan offers from a diverse range of 100 lenders

Explore Your Loan Options in Benson, MN

The Lendersa® calculator enables you to contrast FHA rates and terms with those of other loans. Simplify your search by exploring Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® gathers comprehensive data from thousands of lenders, swiftly comparing it to your unique financial profile and needs.

For 2026 in Benson county of Swift, MN, refer to the Loan Limits Comparison Table, highlighting maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Benson county of Swift, MN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Benson FHA Lenders

  • Financial Security Bank
  • 1011 Atlantic Ave, Kerkhoven, MN, 56252
  • Lends in Minnesota
  • When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.

  • Glenwood State Bank
  • 5 E Minnesota Avenue, Glenwood, MN, 56334
  • Lends in Minnesota
  • Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.

  • Midwest Mortgage
  • 629 1st Street S, Willmar, MN, 56201
  • Lends in Minnesota
  • Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.

  • Lowry State Bank
  • 400 Florence Avenue, Lowry, MN, 56349
  • Lends in Minnesota
  • Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President.
    On November 8, 1932, the Bank assumed the assets.

  • Magnifi Financial
  • 20 S 4th Avenue E, Melrose, MN, 56352
  • Lends in Minnesota
  • Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.

  • Central Minnesota Credit Union
  • 20 4th Ave SE, Melrose, MN, 56352
  • Lends in Minnesota
  • Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and dividends are returned through better rates on savings and loans and lower fees.

  • Center National Bank
  • 301 N. Ramsey Ave., Litchfield, MN, 55355
  • Lends in Minnesota
  • Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family

  • First Independent Bank
  • 105 South Market Street, Marshall, MN, 56258
  • Lends in Minnesota
  • First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Lends in Minnesota
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • ONE Mortgage LLC
  • 101 2nd street NW, Avon, MN, 56310
  • Lends in Minnesota
  • At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.