2026 FHA (Government Loans) Limits for Willmar, Kandiyohi County, Minnesota

As of 2026, the FHA loan limits in Willmar county of Kandiyohi, MN are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Conventional loans have maximum amounts of $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to find today’s leading FHA rates and assess the necessary down payment, income, credit score, reserves, and documents needed to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan products like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly draws data from thousands of lenders and matches it with your individualized financial profile and needs.

Check the Loan Limits Comparison Table for 2026 in Willmar county, Kandiyohi, MN to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification comparisons such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Willmar county of Kandiyohi, MN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Willmar FHA Lenders

  • Midwest Mortgage
  • 629 1st Street S, Willmar, MN, 56201
  • Lends in Minnesota
  • Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.

  • Financial Security Bank
  • 1011 Atlantic Ave, Kerkhoven, MN, 56252
  • Lends in Minnesota
  • When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.

  • Center National Bank
  • 301 N. Ramsey Ave., Litchfield, MN, 55355
  • Lends in Minnesota
  • Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family

  • Citizens Bank & Trust Co
  • 102 Main St South, Hutchinson, MN, 55350
  • Lends in Minnesota
  • Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.

  • Glenwood State Bank
  • 5 E Minnesota Avenue, Glenwood, MN, 56334
  • Lends in Minnesota
  • Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.

  • Magnifi Financial
  • 20 S 4th Avenue E, Melrose, MN, 56352
  • Lends in Minnesota
  • Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.

  • Central Minnesota Credit Union
  • 20 4th Ave SE, Melrose, MN, 56352
  • Lends in Minnesota
  • Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and dividends are returned through better rates on savings and loans and lower fees.

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Lends in Minnesota
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • ONE Mortgage LLC
  • 101 2nd street NW, Avon, MN, 56310
  • Lends in Minnesota
  • At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.