2026 FHA Loan Limits for Willmar, Kandiyohi County, Minnesota

As of 2026, the FHA loan limits in Willmar county of Kandiyohi, MN are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Conventional loans have maximum amounts of $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to find today’s leading FHA rates and assess the necessary down payment, income, credit score, reserves, and documents needed to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan products like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly draws data from thousands of lenders and matches it with your individualized financial profile and needs.

Check the Loan Limits Comparison Table for 2026 in Willmar county, Kandiyohi, MN to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification comparisons such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Willmar county of Kandiyohi, MN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Catholic United Financial Credit Union
  • 3499 Lexington Avenue N, Saint Paul, MN, 55126
  • Lends in Minnesota
  • We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.

  • MLP Home Mortgage Inc.
  • 1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
  • Lends in Minnesota
  • At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Kvikstad Mortgage Solutions Inc
  • 2462 Hampshire Court, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.

  • Gabriel Financial Group Inc
  • 1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • Spectra Home Mortgage
  • 750 South Plaza Drive, Suite 319, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • At Spectra Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Sunrise Banks, National Association
  • 200 University Avenue West, Suite 100, Saint Paul, MN, 55103
  • Lends in Minnesota
  • At Sunrise Banks, our success relies on the success of the communities we serve. We offer financially inclusive products that aim to better the lives of our clients in the Twin Cities Metro and beyond. We don’t see ourselves as bankers – we see ourselves as a social engine for good. The Sunrise family has been serving the urban core of Minneapolis

  • NSP St. Paul Credit Union
  • 825 Rice Street, Saint Paul, MN, 55117
  • Lends in Minnesota
  • Northern States Power St. Paul Credit Union has been proud to exclusively serve the employees of XCEL (formerly NSP) Energy Company and their families. Since day one, NSP was founded to provide more specialized, hands-on service and better cater to the specific needs of our members—and above all else.

  • Bremer Bank
  • 380 Saint Peter St, Suite 500, Saint Paul, MN, 55102
  • Lends in Minnesota
  • We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.

  • Jay Dacey Mortgage Team Inc
  • 2862 Middle St, Saint Paul, MN, 55117
  • Lends in Minnesota
  • Since 2003, Jay Dacey has been helping home owners plan for, obtain and manage their home loans. The Jay Dacey Mortgage Team was founded to fulfill our mission to help clients achieve the American Dream of home ownership. Our vision is to become the largest independent mortgage brokerage in MN by delivering 5 star service.

  • Mid Central Federal Savings Bank
  • 520 South Jefferson St, Wadena, MN, 56482
  • Lends in Minnesota
  • Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.

  • Drake Bank
  • 60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.

  • TENA Companies, Inc.
  • 251 West Lafayette Frontage Road S, Saint Paul, MN, 55107
  • Lends in Minnesota
  • TENA is dedicated to leveraging its deep industry experience and comprehensive approach to Quality Control to provide clients the information and technology necessary to navigate compliance challenges faced in the mortgage industry.We provide the highest quality products and services and develop long-term.