In 2026, the FHA loan limits for Burnsville county of Dakota, MN are as follows: for a single-family home, the limit is $515,200. For two-unit residences, it is $659,550. If you are considering three-unit properties, the limit is $797,250, and for four-unit homes, it is $990,800. These limits guide potential purchasers in understanding their financing possibilities using FHA loans.
Conversely, conventional loan maximums are $726,200 for single-family homes, $929,850 for two-unit residences, $1,123,900 for three-unit properties, and $1,396,800 for four-unit homes. Understanding these limits is crucial for planning and preparing for purchasing residential real estate.
Utilize our FHA calculator to explore today’s top FHA rates and understand the downpayment required, income level, credit requirements, reserves, and documentation needed to qualify.
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In 2026, review the Loan Limits Comparison Table in Burnsville county of Dakota, MN, which includes FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $358,800 | $358,800 | $358,800 | $358,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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