For the year 2026, the FHA loan limit for Prior-Lake county in Scott, MN is $402,500 for a single-family home, $515,250 for 2-units, $622,850 for 3-units, and $774,050 for 4-units.
Regarding conventional loans, the maximum loan amount for a single-family home is $548,250, for a 2-unit residence it's $702,000, for 3-units, it is $848,500, and for 4-units, $1,054,500.
Use our FHA calculator to view current FHA rates and assess requirements for down payment, income, credit, and necessary documentation for qualification.
With the Lendersa® calculator, you can evaluate FHA rates and terms alongside those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly pulls data from a wide network of lenders to compare it with your personal financial profile and goals.
In 2026, use the Loan Limits Comparison Table in Prior-Lake county, Scott, MN to check maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To learn about qualification criteria such as income and reserves, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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