For the year 2026, the FHA loan limit in Bloomington county of Hennepin, MN is $515,200 for a single-family home. For properties with two units, the limit is $659,550, for three units, it is $797,250, and for four units, the cap is $990,800. These limits help define financing options available for potential home buyers using FHA loans in these areas.
Conventional loan maximums for a single-family residence are set at $726,200, $929,850 for properties with two units, $1,123,900 for three-unit properties, and $1,396,800 for those with four units. Understanding these figures is crucial for planning one's mortgage financing strategy.
Utilize our FHA calculator to discover the most favorable FHA rates today, while also determining the required downpayment, necessary income levels, credit score, reserves, and paperwork for eligibility.
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The Lendersa® calculator empowers users to compare the rates and terms of FHA loans with those of various other loan programs. Delve into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, each offering unique advantages based on financial circumstances and goals.
Lendersa® aggregates data from numerous lenders, quickly matching the information against your unique financial profile to aid decision-making.
For 2026, the Loan Limits Comparison Table in Bloomington county of Hennepin, MN provides a review of maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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