In 2026, FHA loan limits for Byron county in Olmsted, MN, are detailed as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for residences with 3 units, and $907,900 for homes with 4 units.
The maximum loan amount available for conventional loans on a single-family residence is $726,200. For two units, the limit is $929,850; three-unit properties can borrow up to $1,123,900, and four-unit homes are capped at $1,396,800.
Use our FHA calculator to explore today's best FHA rates and to determine the required downpayment, income needs, credit score, reserves, and documentation necessary for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other diverse loan programs. Assess options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles loan program data from thousands of lenders, swiftly aligning it to fit your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Byron county, Olmsted, MN, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For reviewing qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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