In 2026, the FHA loan limits in Grand-Rapids county, Itasca, MN are structured as follows: a single-family home has a limit of $356,362, for a property with 2 units, it is $456,275, for 3-units $551,500, and for 4-units, it reaches $685,400.
For conventional loans, the maximum allowable for a single-family residence is $548,250. Two-unit homes have a cap of $702,000, three-unit properties can reach $848,500, and residences with four units have a limit of $1,054,500.
Use our FHA calculator to find out today’s best FHA rates and ascertain the required downpayment, income level, credit checks, reserve funds, and necessary documents to qualify.
The Lendersa® calculator allows you to contrast FHA rates and terms with those from various other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling a comprehensive assessment.
Lendersa® aggregates loan data from thousands of lenders, performing swift comparisons based on your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Grand-Rapids county, Itasca, MN, helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification criteria like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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