For 2026, the FHA loan limits in the county of Mountain-Iron, St. Louis, MN are set at $356,362 for a single-family dwelling, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for fourplexes.
Conventional loan limits for a single-family home are $548,250, for two units it is $702,000, for three units, $848,500, and for four units, it goes to $1,054,500.
Utilize our FHA calculator to find the most favorable FHA rates today and to compute the required down payment, income, credit score, ready reserves, and necessary documentation for eligibility.
The Lendersa® calculator helps you weigh FHA rates and terms against those of other loan programs. Discover and compare terms for Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers detailed loan program information from a vast number of lenders and swiftly evaluates it against your personal financial scenario.
The Loan Limits Comparison Table for 2026 in Mountain-Iron, St. Louis, MN, offers a side-by-side look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. To find out more about qualifying parameters like Income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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