In 2026, the FHA loan limit in Hibbing, within St. Louis county, MN, is as follows: $472,030 for single-family homes, $604,400 for two-unit dwellings, $730,525 for those with three units, and $907,900 for four-unit properties.
The upper limit for conventional loans on a single-family home is $726,200. For homes with two units, it is $929,850; for three-unit residences, the cap is $1,123,900; and for four-unit buildings, it reaches $1,396,800.
You can use our FHA calculator to check today's favorable FHA rates. It's designed to help determine the necessary downpayment, verify income, assess creditworthiness, ensure appropriate reserves, and gather essential documents for qualification purposes.
The Lendersa® calculator makes it possible to juxtapose FHA rates and terms with those of numerous other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, expanding your choice list significantly.
Pulling extensive loan program data from thousands of lenders, Lendersa® effectively aligns options with your personal financial profile and aspirations in a matter of seconds.
Refer to the Loan Limits Comparison Table for 2026 in Hibbing county, St. Louis, MN, to see and compare loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification parameters like income, reserves, and credit needs, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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