For 2026, the FHA loan limits in Hutchinson county, part of McLeod, MN, are set at $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit dwellings, and $907,900 for four-unit homes.
The cap for conventional loans on a single-family residence is $726,200, for 2-units it is $929,850, for 3-units it's $1,123,900, and for 4-units, it reaches $1,396,800.
Utilize our FHA calculator to uncover today’s best FHA rates and find out the required downpayment, income, credit score, reserves, and documents necessary for qualification.
Lendersa® provides a calculator that lets you evaluate FHA rates and terms compared to all other loan programs. You can explore and contrast FHA with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Gathering information from thousands of lenders, Lendersa® quickly compares this data with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in the county of McLeod, Hutchinson, MN, allows for the comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To compare requirements related to income, reserves, and credit, try using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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