In 2025, the FHA loan limit for Cokato county in Wright, MN stands at $515,200 for a single-family home. For duplexes, the limit is $659,550; for triplexes, it's $797,250; and for four-unit properties, the limit is $990,800. These defined limits help guide potential homebuyers in understanding their borrowing capacity under FHA regulations.
The conventional loan ceilings are specified as $726,200 for single-family homes, $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit properties. Knowing these thresholds is crucial for developing solid loan application strategies.
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The Lendersa® calculator provides a thorough platform to compare the terms and rates of FHA loans with other financial product options — including conventional loans, jumbo, VA, USDA, Non-QM, and hard money loans. This enables a comprehensive evaluation to determine the best fit for your needs.
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Consult the Loan Limits Comparison Table for 2025 in Cokato county of Wright, MN, which spans FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans to compare maximum loan amounts. To review qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $358,800 | $358,800 | $358,800 | $358,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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