In 2026, FHA loan limits in Long-Prairie county of Todd, MN are $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit homes, and $685,400 for four-unit buildings. These figures provide guidance for buyers planning their FHA-backed purchases.
For conventional loan maximums, the amounts are $548,250 for single-family properties. For two-unit homes, it is $702,000; for three-unit residences, $848,500; and for four-unit structures, it is $1,054,500. Knowing these caps is crucial for preparing loan applications effectively.
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The Lendersa® calculator enables the comparison of FHA rates and terms with those from other loan categories, such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans. This comprehensive comparison aids in selecting the best financing path.
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Consult the Loan Limits Comparison Table for 2026 in Long-Prairie county, Todd, MN, which features a detailed view of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For evaluating qualification criteria such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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