In 2026, FHA loan limits in Long-Prairie county of Todd, MN are $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit homes, and $685,400 for four-unit buildings. These figures provide guidance for buyers planning their FHA-backed purchases.
For conventional loan maximums, the amounts are $548,250 for single-family properties. For two-unit homes, it is $702,000; for three-unit residences, $848,500; and for four-unit structures, it is $1,054,500. Knowing these caps is crucial for preparing loan applications effectively.
Use our FHA calculator to access today’s most competitive FHA rates and calculate necessary details like down payments, income levels, credit requirements, reserves, and documentation needed for qualification.
Explore offers from 100 lenders to find the best financial solution for your needs.
The Lendersa® calculator enables the comparison of FHA rates and terms with those from other loan categories, such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans. This comprehensive comparison aids in selecting the best financing path.
Lendersa® aggregates comprehensive loan program data from thousands of lenders, ensuring rapid matching against your unique financial profile to provide tailored insights.
Consult the Loan Limits Comparison Table for 2026 in Long-Prairie county, Todd, MN, which features a detailed view of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For evaluating qualification criteria such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
