2025 FHA Loan Limits for Staples, Todd County, Minnesota

For 2025 in Staples county, Todd, MN, the FHA loan limit is set at $356,362 for a single-family home, $456,275 for two-unit homes, $551,500 for three-unit properties, and $685,400 for four-unit residences.

The ceiling for conventional loans on a single-family residence is $548,250, with a limit of $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Our FHA calculator helps you find today's best FHA rates and assess the necessary down payment, income, credit requirements, reserves, and documents needed to qualify.

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Explore Your Loan Choices in Staples, MN

The Lendersa® calculator lets you compare FHA rates and terms with those from all other loan programs. Examine and contrast offerings like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles loan program data from thousands of lenders, quickly matching it against your financial profile and needs.

The Loan Limits Comparison Table for 2025 in Staples county of Todd, MN shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For a detailed comparison of qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Staples county of Todd, MN

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Freedom Mortgage
  • 12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343
  • Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.
  • US BANK
  • 800 Nicollet Mall, Minneapolis, MN, 55402
  • U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
  • Proctor Federal Credit Union
  • 410 N Second Avenue, Proctor, MN, 55810
  • The Credit Union operated out of one room at 226 3rd St. in Proctor as a State Chartered Credit Union until October 1970 when it became a Federal Chartered Credit Union known as the Proctor Area Federal Credit Union. At that time, this 1, 200 member; $700, 000.00, Credit Union changed from an Employee Credit Union to a Community Credit Union.
  • US Mortgage Investments
  • 5201 Eden Avenue, Edina, MN, 55436
  • Us Mortgage Inv. offers a best in class Mortgage experience. -Competitive pricing - Speed to close - Best in class VA Loan pricing - Integrity US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
  • Optima Lending LLC
  • 2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
  • Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
  • Access Home Loans LLC
  • 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414
  • Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
  • North American Banking Company
  • 2230 Albert Street, Roseville, MN, 55113
  • We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.
  • SPIRE Credit Union
  • 2025 Larpenteur Avenue W, Falcon Heights, MN, 55113
  • We have 21 branch locations in Minnesota. Through our network of branches, ATMs, and innovative products and services, we can assist you with all of your financial needs. Whether you are just starting out in life, own your own business, or are close to retirement, SPIRE would like to be your total financial solution.