2026 FHA Loan Limits for Little-Falls, Morrison County, Minnesota

In 2026, the FHA loan limits for Little-Falls county in Morrison, MN, are structured as follows: $356,362 for a single-family home, $456,275 for 2-unit residences, $551,500 for 3-unit buildings, and $685,400 for 4-unit properties.

The maximum loan amount for conventional loans on a single-family home is $548,250, with limits set at $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Utilize our FHA calculator to view today’s top FHA rates and to calculate the downpayment, income, credit, reserves, and documents required for qualification.

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Explore Your Loan Options in Little-Falls, MN

The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. You can explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA programs.

Lendersa® collects comprehensive loan data from thousands of lenders, enabling quick comparisons aligned with your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Little-Falls county, part of Morrison, MN, demonstrates the maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Little-Falls county of Morrison, MN

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Little-Falls FHA Lenders

  • Pine Country Bank
  • 1201 1st Avenue Ne, Little Falls, MN, 56345
  • Lends in Minnesota
  • Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.

  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • Lends in Minnesota
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.

  • ONE Mortgage LLC
  • 101 2nd street NW, Avon, MN, 56310
  • Lends in Minnesota
  • At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Lends in Minnesota
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.

  • Mortgages On Main
  • 303 Cedar St E, Saint Joseph, MN, 56374
  • Lends in Minnesota
  • Mortgages on Main has been providing financing to Central Minnesota clients for nearly a quarter century, and we’re proud to be rooted amongst the people who call this area home. With a simple phone call to our office, you’ll be on your way to discovering financial solutions to all of your mortgage needs.

  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • Lends in Minnesota
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.

  • Magnifi Financial
  • 20 S 4th Avenue E, Melrose, MN, 56352
  • Lends in Minnesota
  • Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.

  • Central Minnesota Credit Union
  • 20 4th Ave SE, Melrose, MN, 56352
  • Lends in Minnesota
  • Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and dividends are returned through better rates on savings and loans and lower fees.

  • Keystone Home Finance, LLC
  • 110 2nd St S, Waite Park, MN, 56387
  • Lends in Minnesota
  • At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience

  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.