In 2026, the FHA loan limits for Mendota-Heights county, which is part of Dakota in MN, are as follows: $402,500 is the limit for a single-family home, $515,250 applies to properties with 2-units, $622,850 is for those with 3-units, and $774,050 is for 4-unit residences.
When considering conventional loans, the maximum loan amounts are $548,250 for single-family homes, $702,000 for two-units, $848,500 for three-units, and $1,054,500 for four-units.
Use our FHA calculator to explore today’s competitive FHA rates, and establish the needed downpayment, income verification, credit assessment, reserve funds, and documentation necessary for eligibility.
The Lendersa® calculator provides a platform to contrast FHA rates and terms against those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources extensive loan program data across thousands of lenders, swiftly aligning these options with your unique financial profile.
Check the Loan Limits Comparison Table for 2026 in Mendota-Heights county within Dakota, MN, featuring an array of loan limits including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review how qualification requirements like income, reserves, and credit affect potential options, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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