In 2026, the FHA loan limit in South-St.-Paul county, Dakota, MN is $402,500 for a single-family home, $515,250 for two units, $622,850 for three units, and $774,050 for four units.
The conventional loan limit for a single-family residence is set at $548,250, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for four-unit properties.
Utilize our FHA calculator to find today's best FHA rates, and learn the required down payment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator allows comparisons of FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders and swiftly analyzes it against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in South-St.-Paul county, Dakota, MN offers insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification aspects such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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