For 2026, the FHA loan limits in Oakdale county of Washington, MN are $515,200 for a single-family home, $659,550 for two units, $797,250 for three units, and $990,800 for four units. These limits help guide potential buyers using FHA loans.
The maximum for conventional loans is $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units. Understanding these limits aids in financial planning for conventional loans.
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The Lendersa® calculator helps you compare FHA rates and terms with other loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, guiding you in making the best choice for your financial situation.
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The Loan Limits Comparison Table for 2026 in Oakdale county of Washington, MN includes details on FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for more details on income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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