For 2026, the FHA loan limits in Oakdale county of Washington, MN are $515,200 for a single-family home, $659,550 for two units, $797,250 for three units, and $990,800 for four units. These limits help guide potential buyers using FHA loans.
The maximum for conventional loans is $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units. Understanding these limits aids in financial planning for conventional loans.
Use our FHA calculator to find today’s best FHA rates, and learn the necessary downpayment, income, credit, reserves, and documentation required to qualify for a loan.
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The Lendersa® calculator helps you compare FHA rates and terms with other loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, guiding you in making the best choice for your financial situation.
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The Loan Limits Comparison Table for 2026 in Oakdale county of Washington, MN includes details on FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for more details on income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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