For 2026, in Woodbury county of Washington, MN, the FHA loan limit is set at $515,200 for a single-family home, $659,550 for two-unit properties, $797,250 for three units, and $990,800 for four-unit homes. These limits are essential for potential buyers planning their purchases around FHA loans.
Conventional loans have a maximum amount of $726,200 for single-family residences, increasing to $929,850 for two units, $1,123,900 for three-unit purchases, and $1,396,800 for four-unit properties. Understanding these figures is integral for setting budgets and loan expectations.
Our FHA calculator aids in discovering today’s top FHA rates, helping you calculate necessary downpayments, income needs, credit requirements, reserves, and documents for eligibility.
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With Lendersa®'s calculator, you can compare FHA rates and terms alongside all other loan programs. Think about options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans compared with FHA to determine what suits you best.
Lendersa® accesses data from a vast network of lenders, quickly aligning it with your financial profile for personalized comparisons.
The 2026 Loan Limits Comparison Table for Woodbury county, Washington, MN highlights FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money max loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for deeper insights into qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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