For 2026, in Princeton county of Mille Lacs, MN, the FHA loan limits are $515,200 for single-family homes, $659,550 for duplexes, $797,250 for triplexes, and $990,800 for 4-unit properties.
The maximum amounts for conventional loans are $726,200 for single-family, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit homes.
Use our FHA calculator to view today's best FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® tool lets you compare FHA rates and terms with those of other loan programs such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, providing rapid comparisons tailored to your financial situation.
Use the Loan Limits Comparison Table for 2026 in Princeton county, Mille Lacs, MN, to compare loan limits across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To compare qualification needs like income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $358,800 | $358,800 | $358,800 | $358,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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