As of 2026, the FHA loan limits in Rosemount county of Dakota, MN are $515,200 for a single-family home, $659,550 for two units, $797,250 for three units, and $990,800 for four units.
Conventional loans have maximum amounts of $726,200 for a single-family, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator helps you find today’s top FHA rates and assess what down payment, income, credit, reserves, and documents are required.
With the Lendersa® calculator, compare FHA rates and terms with other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers and contrasts loan program data from numerous lenders with your financial profile.
The Loan Limits Comparison Table for 2026 in Rosemount county, Dakota, MN details FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Compare qualification needs using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $358,800 | $358,800 | $358,800 | $358,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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