For 2026, the FHA loan limits in St.-Paul-Park within Washington, MN are established at $402,500 for a single-family home. For two units, the limit is $515,250; for three units, it's $622,850; and for four units, it is $774,050.
When considering conventional loans, the highest amount you can borrow for a single-family home is $548,250. For two-unit residences, it stands at $702,000, while for three units, the limit is $848,500, and four-unit properties have a maximum of $1,054,500.
You can utilize our FHA calculator to uncover today's most favorable FHA rates as well as calculate the necessary down payment, income, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator permits the comparison of FHA rates and terms with those of other loans. This involves evaluating alternatives like conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, considering both terms and interest rates.
Lendersa® efficiently collects comprehensive loan data from a multitude of lenders, analyzing and aligning it with your personal financial situation and requirements in a matter of seconds.
The Loan Limits Comparison Table for 2026, specific to St.-Paul-Park in Washington, MN, allows comparisons of FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans’ maximum amounts. To evaluate criteria such as income, reserve savings, and credit scores for qualification, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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