For the year 2026, the FHA loan limits in Sauk-Rapids county of Benton, MN are as follows: $356,362 for a single-family home, $456,275 for properties with 2 units, $551,500 for those with 3 units, and $685,400 for 4-unit buildings.
When it comes to conventional loans, the maximum amount for a single-family residence is $548,250. If you're dealing with 2-unit properties, the maximum loan amount is $702,000; for residences with 3 units, it's $848,500, and for those with 4 units, the limit is $1,054,500.
Explore today’s best FHA rates by using our FHA calculator, which helps determine the necessary downpayment, income verification, credit requirements, reserves, and essential documents for qualification.
The Lendersa® calculator enables a thorough comparison of FHA rates and terms with those of various other loan programs. Compare and assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® gathers extensive loan program data from a multitude of lenders, providing swift comparisons that align with your individual financial profile and specific needs.
The Loan Limits Comparison Table for 2026 within Sauk-Rapids county, Benton, MN, lets you evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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