For the year 2025, the FHA loan limits in Sauk-Rapids county of Benton, MN are as follows: $356,362 for a single-family home, $456,275 for properties with 2 units, $551,500 for those with 3 units, and $685,400 for 4-unit buildings.
When it comes to conventional loans, the maximum amount for a single-family residence is $548,250. If you're dealing with 2-unit properties, the maximum loan amount is $702,000; for residences with 3 units, it's $848,500, and for those with 4 units, the limit is $1,054,500.
Explore today’s best FHA rates by using our FHA calculator, which helps determine the necessary downpayment, income verification, credit requirements, reserves, and essential documents for qualification.
The Lendersa® calculator enables a thorough comparison of FHA rates and terms with those of various other loan programs. Compare and assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® gathers extensive loan program data from a multitude of lenders, providing swift comparisons that align with your individual financial profile and specific needs.
The Loan Limits Comparison Table for 2025 within Sauk-Rapids county, Benton, MN, lets you evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
