For the year 2025, the FHA loan limit for Scandia county within Washington, MN is set at $515,200 for a single-family home. For properties with two units, the cap is $659,550; for three units, it reaches $797,250; and for four units, the maximum is $990,800. These limits are critical for guiding homebuyers in structuring their financing under FHA terms.
The maximum loan amounts for conventional mortgages are as follows: $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit dwellings. Understanding these figures is essential for planning effective conventional loan strategies.
Our FHA calculator is an excellent tool to determine the best current FHA rates and assist in calculating the necessary down payment, income levels, credit requirements, reserves, and documents you’ll need to qualify.
Review loan offers from an array of 100 potential lenders to find the best match for your financial needs.
The Lendersa® calculator is equipped to compare the rates and terms of FHA loans alongside those of other loan programs such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans. This comparison can reveal which options might best suit your financial situation.
Lendersa® efficiently compiles extensive loan program data from multiple lenders, aligning it rapidly with your distinct financial profile to provide optimal loan insights tailored to your needs.
Utilize our Loan Limits Comparison Table for 2025 in Scandia county of Washington, MN, to evaluate maximum loan amounts across different types of loans, including FHA, conventional conforming, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money. To compare qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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