In 2025, the FHA loan limits in Shakopee county of Scott, MN are as follows: $515,200 for a single-family home, $659,550 for two units, $797,250 for three units, and $990,800 for four units. These limits help guide homebuyers in understanding the range of financing available for different types of residences when utilizing FHA loans.
For conventional loans, the maximum amounts are: $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for residences with four units. Knowing these limits is crucial for planning loans effectively.
Our FHA calculator helps in identifying today’s top FHA rates and aids in calculating the required downpayment, income levels, credit standings, reserves, and necessary documents for loan qualification.
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Through the Lendersa® calculator, compare the FHA rates and terms with several other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to find the best fit for your circumstances.
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For 2025 in Shakopee county, Scott, MN, the Loan Limits Comparison Table details maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualifications like income, reserves, and credit through the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough comparison.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $358,800 | $358,800 | $358,800 | $358,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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