For 2026, the FHA loan limit in Stillwater county within Washington, MN is $515,200 for a single-family home, $659,550 for properties with two units, $797,250 for 3-units, and $990,800 for 4-units.
Conventional loans have maximum amounts of $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Employ our FHA calculator to find today’s best rates and assess the necessary down payment, income, credit standing, reserves, and documentation for qualification.
The Lendersa® calculator allows comparisons between FHA rates and terms and other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently aggregates data from a vast array of lenders, comparing it swiftly to your unique financial profile and requirements.
The Loan Limits Comparison Table for the year 2026 in Stillwater county, Washington, MN illustrates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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