In 2025, the FHA loan limits within Waconia county of Carver, MN are as follows: $515,200 for a single-family home, $659,550 for 2-units, $797,250 for 3-units, and $990,800 for 4-units.
For conventional loans, the maximum available for a single-family is $726,200. Two units max out at $929,850, three units at $1,123,900, and four units at $1,396,800.
Use our FHA calculator to view today’s optimal FHA rates and to determine required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan types. Evaluate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources data from thousands of lenders, swiftly comparing it to fit your financial profile and needs.
The Loan Limits Comparison Table for 2025 within Waconia county, Carver, MN, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. Evaluate qualification aspects like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $358,800 | $358,800 | $358,800 | $358,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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