For the year 2025, the FHA loan limits in Columbia county within Boone, MO, are set at $472,030 for a single-family home. For properties with 2 units, the cap is $604,400; for 3-unit homes, it is $730,525, and for those with 4 units, the limit reaches $907,900.
Conventional loans provide a maximum amount of $726,200 for a single-family residence. For 2-unit homes, the limit is $929,850; for 3-units, it is $1,123,900; and for 4-units, the maximum is $1,396,800.
Utilize our FHA calculator to find today's best FHA rates and determine the requirements for downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from various other loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires extensive data from thousands of lenders to provide quick comparisons tailored to your unique financial situation.
Check the Loan Limits Comparison Table for 2025 in Columbia county of Boone, MO, to see how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans compare. For a detailed assessment of qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
