In 2026, the FHA loan limits for Bridgeton county, within St. Louis, MO are as follows: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit homes, and $907,900 for residences with 4 units.
Conventional loan maximums are $726,200 for a single-family residence, $929,850 for 2-unit homes, $1,123,900 for those with 3 units, and $1,396,800 for 4-unit properties.
Utilize our FHA calculator to view the most competitive FHA rates today and to determine the necessary down payment, income level, credit requirements, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to simultaneously compare FHA rates and terms with those of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls loan program data from a wide range of lenders and matches it to your financial profile and specific needs in seconds.
Check the Loan Limits Comparison Table for 2026 in Bridgeton county, St. Louis, MO to see comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deep dive into requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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