As of 2026, in Hazelwood county, part of St. Louis, MO, FHA loan limits are set at $472,030 for single-family homes. For two-unit properties, the limit is $604,400; for three units, it's $730,525; and for buildings with four units, the maximum is $907,900.
When considering conventional loans, the ceiling for a single-family residence is $726,200. For properties with two units, it reaches $929,850; for three units, you can borrow up to $1,123,900; and for those with four units, the maximum is $1,396,800.
Utilize our FHA calculator to access today’s top FHA rates, and to calculate the required downpayment, income level, necessary credit standing, reserves, and documentation for qualification.
The Lendersa® calculator effectively allows a comparison between FHA rate & terms and those of other loan products. This includes looking into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, in contrast with FHA.
Lendersa® efficiently gathers loan data from numerous lenders and promptly matches it against your individual financial profile and needs.
For 2026, in Hazelwood county of St. Louis, MO, the Loan Limits Comparison Table helps you analyze maximum borrowing limits available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria such as income, reserves, and credit requirements, consider utilizing Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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