As of 2026, the FHA loan limits in Woodson-Terrace, within St. Louis county of MO, are set at $356,362 for single-family homes. For 2-unit dwellings, the limit is $456,275; for 3-units, it's $551,500, and for 4-unit properties, the limit stands at $685,400.
The maximum for conventional loan amounts on a single-family residence is $548,250. The limit for 2-unit homes is $702,000, for 3-units it's $848,500, and for properties with 4 units, it is $1,054,500.
Leverage our FHA calculator to uncover current top FHA rates and evaluate what's needed in terms of down payment, income, credit, reserves, and documentation to qualify.
With the Lendersa® calculator, you can contrast FHA rates and terms against those of other loan programs. Delve into and assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® pulls comprehensive data from numerous lenders, delivering instant comparisons personalized to your financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Woodson-Terrace county, St. Louis, MO, will aid you in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to put qualification needs such as income, credit, and reserves under scrutiny.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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