In 2026, the FHA loan ceiling in Brookfield, situated in Linn County, MO, stands at $472,030 for a single-family dwelling. For two-unit residences, it's $604,400; three-unit homes have a cap of $730,525, and for four-unit properties, it's $907,900.
As for conventional loans, the highest loan amount available for a single-family unit is $726,200. For two units, this amount is $929,850; for three units, it is $1,123,900; and for those with four units, the maximum loan amount is $1,396,800.
Our FHA calculator is a useful tool to explore the best FHA rates available today. It assists you in determining the down payment, income, credit score, reserves, and necessary documentation for eligibility.
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The Lendersa® calculator allows you to assess FHA rates and terms alongside all other loan programs. This includes conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans. Assess and compare all these with FHA.
Lendersa® quickly compiles loan program information from thousands of lenders and compares it to your unique financial situation and requirements in mere moments.
The Loan Limits Comparison Table for 2026 in Brookfield, Linn County, MO, allows you to compare maximum loan amounts for FHA, conventional, conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgages (HECM), and hard money loans. To evaluate qualification needs such as income, reserves, and credit criteria, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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