In 2026, in Carrollton county within Carroll, MO, the FHA loan limits are as follows: $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-unit properties, and $907,900 for four-unit homes.
The ceiling for conventional loans on a single-family residence is $726,200, extending to $929,850 for two-unit residences, $1,123,900 for three-unit properties, and $1,396,800 for four-unit buildings.
Utilize our FHA calculator to find today’s best rates, evaluate down payment needs, assess income requirements, credit scores, reserves, and the necessary documentation for qualifying.
The Lendersa® calculator lets you compare FHA rates with a full range of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money financing.
Gathering data from a multitude of lenders, Lendersa® quickly matches it to your individual financial status and goals.
For 2026, look at the Loan Limits Comparison Table in Carrollton county of Carroll, MO to see FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To dive deeper into income, reserves, and credit needs, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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