For the year 2026, the FHA loan thresholds in the area of Butler county, Bates in MO, are as follows: $472,030 for a single-family dwelling, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit properties.
When considering conventional loans, the maximum borrowing limit for single-family homes is $726,200. For a residence with two units, it's $929,850, for three units, the limit is $1,123,900, and for properties with four units, it rises to $1,396,800.
Our FHA calculator can help you uncover the optimal rates available today, and also assists you in calculating the necessary down payment, determining income requirements, assessing credit scores, and identifying required reserves and documents to meet qualification standards.
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The Lendersa® calculator permits the evaluation and comparison of FHA interest rates and terms against various other loan programs. This sophisticated tool allows you to explore and evaluate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM loans, and hard money loans alongside the FHA offerings.
By accessing data from thousands of lenders, Lendersa® compares this information in mere seconds with your unique financial situation and preferences, ensuring an informed decision.
For the year 2026, refer to our Loan Limits Comparison Table applicable to the area of Butler in Bates, MO. This table facilitates comparison across maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To further examine qualification requirements concerning income, reserves, and credit scores, make use of the comprehensive Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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