Looking at the FHA loan limits for 2026, in Fulton county of Callaway, MO, we see that the limit is $472,030 for a one-family home, $604,400 for 2 units, $730,525 for a configuration of 3 units, and $907,900 for properties with 4 units.
When it comes to conventional loans, the ceiling is set at $726,200 for a single-family dwelling, while for 2 units, it rises to $929,850, for 3 units it is $1,123,900, and for a 4-unit property, it amounts to $1,396,800.
Try our FHA calculator to discover today's top FHA rates. It will help you assess the necessary down payment, income, credit, reserves, and documentation required to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms against all other loan program options available. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans to find what's best for you.
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Construct a comparison with the Loan Limits Table for the year 2026 in Fulton county, Callaway, MO. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. To delve into qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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