As of 2026, the FHA loan limit in Holts-Summit, located in Callaway county, MO, stands at $356,362 for a single-family home. For properties with two units, it's $456,275, for three-unit homes, it's $551,500, and for four units, the limit is $685,400.
Conventional loan maximums are $548,250 for a single-family residence. Limits for two, three, and four-unit properties are $702,000, $848,500, and $1,054,500, respectively.
Utilize our FHA calculator to discover today's most favorable FHA rates. Determine the necessary down payment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator allows you to contrast FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore and compare these options.
By sourcing detailed loan program data from numerous lenders, Lendersa® provides rapid comparisons suited to your unique financial situation and requirements.
For 2026, use the Loan Limits Comparison Table for Holts-Summit, Callaway, MO to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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