FHA Loan Max Loan amount for Hannibal, Marion County, MO in 2026

As of 2026, FHA loan limits for a single-family residence in the county of Marion, MO city of Hannibal stand at $472,030. For duplexes, it's $604,400, for triplexes $730,525, and four-unit homes are capped at $907,900.

Conventional mortgage limits feature $726,200 for a single-family house, increasing to $929,850 for a two-unit property, $1,123,900 for three units, and peaking at $1,396,800 for four-unit homes.

Check out our FHA calculator to explore the best FHA rates available today and figure out the necessary down payment, required income, credit score, reserve amounts, and documentation needed for qualification.

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Use the Lendersa® calculator to contrast FHA rates and terms with those of other loan programs. This includes examining Conventional loans, Jumbo loans, VA options, USDA loans, Non-QM, and hard money loans in comparison with FHA loans.

Our tool, Lendersa®, rapidly pulls loan program details from a vast network of lenders and matches them with your specific financial scenario and requirements.

In 2026, examine the comparison of maximum lending limits in Hannibal, located in Marion county, MO. Compare FHA, Conventional Conforming, Jumbo loans, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loan ceilings. For viewing qualification criteria like income, reserves, and credit scores, refer to Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Hannibal county of Marion, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Hannibal FHA Lenders

  • F&M Bank and Trust
  • 505 Broadway, Hannibal, MO, 63401
  • Lends in Missouri
  • F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.

  • Peoples Bank & Trust
  • 430 East Wood St., Troy, MO, 63379
  • Lends in Missouri
  • The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products

  • Neighbors Bank
  • 1801 Westfall Drive, Columbia, MO, 65202
  • Lends in Missouri
  • We take great pride in the more than 70 years of banking expertise and customer service we have provided.

    At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.

  • PIONEER MORTGAGE, INC.
  • 1301 Vandiver Dr, Suite O, Columbia, MO, 65202
  • Lends in Missouri
  • "Pioneer Mortgage, Inc. is committed to being your personal mortgage broker.

    We understand that you are not like every other borrower, so we offer solutions that fit your needs.

    We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv

  • 1st American Mortgage
  • 1000 Lake Saint Louis Blvd, Suite 208, Lake Saint Louis, MO, 63367
  • Lends in Missouri
  • Our company was founded in 1999 with your best interest in mind. Almost two decades of experience in the mortgage business and helping clients like you achieve their goals helps to set us apart! We pride ourselves in taking the time and effort to get to know you and better help you understand the mortgage process.

  • American Nationwide Funding LLC
  • 60 Crossroads Plaza, O Fallon, MO, 63368
  • Lends in Missouri
  • Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,

  • Missouri Valley Federal Credit Union
  • 7900 Mexico Road, Saint Peters, MO, 63376
  • Lends in Missouri
  • Established in 1975, Missouri Valley FCU is a member-owned, community financial institution dedicated to providing quality service and value to Saint Charles County
    As a credit union, MOVFCU is member owned and member focused. We are here to help you with your financial needs, whatever those might be.

  • Home Loans With Integrity LLC
  • 3895 Mid Rivers Mall Drive, Cottleville, MO, 63376
  • Lends in Missouri
  • We give our clients the personal attention they deserve, helping them find the right mortgage product to fit their individual needs. We stand behind each loan transaction. We take the time to educate our clients about the loan process and we stay beside them every step of the way, from pre-approval through closing.

  • Hometown Equity Mortgage
  • 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
  • Lends in Missouri
  • Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.

Also lends in Missouri

  • Mercantile Bank
  • 440 Maine St, Quincy, IL, 62301
  • Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations