For the year 2026, the FHA loan limits in Palmyra county, situated in Marion of MO, are structured as follows: the limit for single-family homes is $472,030. When considering properties that consist of two housing units, the upper cap reaches $604,400. For those with three units, the maximum boundary extends to $730,525. Meanwhile, properties with four units experience a cap increase that reaches $907,900.
In terms of conventional loans, the highest loan amount for a single-family home stands at $726,200. This amount scales up for dual-unit properties, with a cap of $929,850; for those with three living units, the cap is $1,123,900. Ultimately, for residences containing four distinct units, the maximum loan amount permissible is $1,396,800.
Utilizing our FHA calculator can aid in accessing the best FHA rates available today. This tool is instrumental in determining important factors such as the necessary down payment, assessing income levels, verifying credit standings, and recognizing both reserve requirements and essential documentation needed for loan qualification. By addressing these aspects, you gain a clear understanding of your financial readiness.
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The Loan Limits Comparison Table applicable for 2026 in Palmyra county under Marion, MO serves as a comparative resource for the maximum loan amounts available across various loan categories. It includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare the specifics of qualification requirements like income, credit, and required reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which serves as a sophisticated tool guiding through the intricacies of qualification criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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